Credit Trade Reports
Credit Trade Reports are sent to the credit bureau's monthly.
Get Credit Report List
Use this endpoint to retrieve a paginated list of credit reports.
Method: POST
Endpoint: {{env}}/api/creditreporting/filter
{
"ReportId": "e6f7a8b9-...c0d1",
"TransactionMethod": "SecuredCredit",
"ReportingMonth": "2025-05",
"CreatedAtFrom": "2026-05-01",
"CreatedAtTo": "2026-07-01",
"Pagination": {
"PageNumber": 1,
"ItemsPerPage": 10
}
}{
"statusCode": 200,
"message": "POST Request successful.",
"isError": false,
"result": {
"CurrentPage": 1,
"PageSize": 10,
"TotalCount": 2,
"Items": [
{
"ReportId": "d9583779-e523-4816-bc19-450edfa5077a",
"TransactionMethod": "CreditCardIssuance",
"ReportMonth": "202605",
"CreatedAt": "2026-06-09T19:42:36.612431Z",
"Status": "Completed",
"CreditBureau": "Equifax"
},
{
"ReportId": "c00c0a2e-768c-45a1-99f1-011c3ac75484",
"TransactionMethod": "CreditCardIssuance",
"ReportMonth": "202605",
"CreatedAt": "2026-06-05T20:26:22.815897Z",
"Status": "Completed",
"CreditBureau": "Equifax"
}
]
}
}Input Parameters
ReportId
Guid
No
Filter by specific report Id
TransactionMethod
String
No
Filter by card transaction method type
ReportingMonth
String
No
Reporting month. Format: yyyyMM
CreatedAtForm
Date
No
Format: yyyy-MM-dd
CreatedAtTo
Date
No
Format: yyyy-MM-dd
Pagination
No
PageNumber
Number
No
The respective page, starting at 1
ItemsPerPage
Number
No
The amount of items per page between 0 and
Response
CurrentPage
Number
Current page of results
PageSize
Number
Number of items in page requested
TotalCount
Number
Total number of items queryable
Items
ReportId
Guid
Credit report Id
TransactionMethod
String
Card transaction method type
ReportingMonth
String
Reporting month
CreatedAt
DateTime
Record creation timestamp
Status
String
Report processing status
CreditBureau
String
Credit bureau the report was sent to
Get Credit Reporting Records
Use this endpoint to retrieve a paginated list of individual credit reporting records for a given report.
Method: POST
Endpoint: {{env}}/api/creditreporting/records/filter
Input Parameters
ReportId
Guid
Yes
Filter by report Id
UserId
Guid
No
Filter by user Id
UserCardId
Guid
No
Filter by specific card Id
CardReferenceId
Guid
No
Card reference number of the card
TransactionMethod
String
No
Filter by card transaction method type
ReportingMonth
String
No
Reporting month. Format: yyyy-MM-dd or yyyyMM
CreatedAtFrom
Date
No
Format: yyyy-MM-dd
CreatedAtTo
Date
No
Format: yyyy-MM-dd
CreditBureau
String
No
Filter by credit bureau name
Pagination
No
PageNumber
Number
No
The respective page, starting at 1
ItemsPerPage
Number
No
The amount of items per page between 0 and 100
Response
CurrentPage
Number
Current page of results
PageSize
Number
Number of items in page requested
TotalCount
Number
Total number of items queryable
Items
Id
Guid
Record Id
ReportId
Guid
Associated credit report Id
UserId
Guid
User Id
UserCardId
Guid
Card Id
CardReferenceId
String
Card reference Id
CreditBureau
String
Credit bureau the record was reported to
CreatedAt
DateTime
Record creation timestamp
UpdatedAt
DateTime
Record last updated timestamp
ReportingMonth
String
Reporting month
FirstName
String
Cardholder first name
LastName
String
Cardholder last name
DateOfBirth
String
Cardholder date of birth
HouseOrBuildingNumber
String
Street address house/building number
StreetName
String
Street name
City
String
City
Province
String
Province or state
PostalCode
String
Postal or zip code
AccountNumberLast4Digits
String
Last 4 digits of the card account number
EquifaxMemberNumber
String
Equifax member number
AccountType
String
Card account type
DateClosed
String
Date the account was closed (if applicable)
DateOfFirstMissedPaymentIfDelinquent
String
Date of first missed payment if account is delinquent
ActualPaymentReceived
String
Actual payment amount received
DateOfLastPayment
String
Date of most recent payment
AmountPastDue
String
Amount past due
CreditLimit
String
Credit limit of the account
CurrentBalance
String
Current account balance
DateAccountOpened
String
Date the account was opened
ExpectedPayment
String
Expected payment amount
HighestCreditUsed
String
Highest credit balance used
AccountStatus
String
Current account status
PaymentFrequencyType
String
Payment frequency (e.g. Monthly)
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