Aggregation Reconnect will help you to refresh your users bank accounts in a secure and intuitive way. You can use this to refresh the banking information of your users that were connected using aggregation.
You just need to inform the CardID that you want to reconnect using the Zūm SDK/URL and it will trigger the reconnect flow.
To reconnect a card, the username linked to the CardID has to be the same. In case the username has changed, the card cannot be reconnected.
Here is how Reconnect will work:
- User has successfully connected a bank account using Zūm Aggregation.
- Zūm returns a CardID for the user’s bank account that was connected.
- Trigger the Reconnect URL/SDK flow specifying the cardID.
- Zūm will retrieve the username and the bank account associated with the CardID
- User reconnects successfully and callbacks are returned. Once reconnected, you can access the data collected for that particular bank account via the Zūm API.
There is one way of using Zūm Rails Aggregation Reconnect:
- Connector SDK
In order to reconnect a user’s card using the Connector SDK use the same payload specified here to generate the token and build the configuration. You just need to specify the parameter cardidforreconnect in the token creation, in order to trigger the reconnect flow.
To activate this feature for your account, please reach out to us at firstname.lastname@example.org or using the chat function in the portal.
Only users added after this feature is activated will be able to reconnect their bank accounts.