Testing

Nothing blocks you from testing with a live card, but we recommend using the Zūm Rails Test Institution.

  • If you are using the Connector without a javascript library, you must specify the parameter testinstitution=true in the url.
  • If you are using the javascript library, you must pass the property testinstitution:true in the config parameter.

By doing the configuration above, the first institution on the list will be Zūm Rails Test Institution.

Happy path without security question#

UsernamePassword
zumrails

Security question single answer#

This option is used with institutions that prompt a one-time verification code/SMS, or a single question, for example: What is the name of your first pet? or Confirm your identity on your phone

UsernamePassword
zumquestionwithsingleanswerrails

Security question with multiple choices and a single answer#

This option is used with institutions that prompt SMS or Email verification when they give a list of options to send the verification code.

UsernamePassword
zummultiplechoicequestionwithsingleanswerrails

Security question with multiple options#

This option is used with institutions that prompt SMS or Email verification when they give a list of phones and a list of options (SMS/Phone Call/Email) to send the verification code.

UsernamePassword
zumsendtooptionsrails