Checklist

Before initiating live payments, our integration team needs to verify your integration to ensure all essential steps are completed accurately.

This verification involves a 30-minute call where we'll explore the following areas:

• User Onboarding and KYC: Describe your approach to onboarding new users and conducting Know Your Customer (KYC) checks.

  • How do you handle PAD pre-authorized-debits for EFT and ACH?

• Transaction Idempotency: Explain your methods for preventing duplicate transaction processing to maintain data integrity.

• Transaction Failures: Outline your strategy for managing transactional errors and ensuring error resilience.

  • How do you handle failures, specifically late failures for EFT and ACH?

• Webhooks Implementation:

  • How do you manage webhook delivery failures?

  • What security measures have you implemented for webhooks, such as HMAC signatures or IP restrictions?

  • Have you configured email notifications to be alerted about failed webhook events?

• Wallet Balance Management:

  • Have you set up email notifications to alert you when wallet balances become negative?

• Production Account Limits: Confirm your awareness and understanding of the current limits on your production account.

• Zūm Rails API Usage: Confirm which Zūm Rails APIs your system interacts with and the frequency of these calls.

• Status Page Subscription: Confirm your subscription to our status page to stay informed about system updates and issues.

This discussion will help ensure a robust and secure integration.