# Insights

**Average Salary Received**

This represents the average salary received from an employer for a given period

*result.Insights.EmployerInfo.AverageAmount*

**Payment Frequency**

This is the frequency of days between the salaries payments

*result.Insights.EmployerInfo.Frequency*

**Income Trend**

This represents the trend of deposits to an account. It can increase, decreasing, or remain consistent

*result.Insights.EmployerInfo.IncomeTrend*

**Employer Name**

The name of the employer(s)

*result.Insights.EmployerInfo.Name*

**Total Employment Income**

This represents the total salary paid by an employer for a given period

*result.Insights.EmployerInfo.TotalEmploymentIncome*

**Account Age Days**

This represents the number of days since the account was opened at a banking institution

*result.Insights.FraudDetection.AccountAgeDays*

**Average Operations Balance**

This amount represents the average balance found in accounts connected through aggregation. This amount is only updated when a user connects through aggregation.

*result.Insights.FraudDetection.AverageOperationsBalance*

**Chequing Account - Days With Negative Balances**

The number of days the account was negative in a given period of time. Note that this can only be viewed with chequing accounts.

*result.Insights.FraudDetection.CheckingsDaysWithNegativeBalance*

**Count Loan Fees and Charges**

The number represents the count of all loan fines, for example, late payment fees for the chosen period

*result.Insights.FraudDetection.CountLoanFeesAndCharges*

**Count NSF Fee**

The number of times a non-sufficient funds (NSF) fee was charge to the account

*result.Insights.FraudDetection.CountNsfFee*

**Count Stop Payment**

The number of times a stop payment fee was charged to the account in order to stop a check or automated payment from occurring

*result.Insights.FraudDetection.CountStopPayment*

**Credit Activity Trend**

It represents the trend of credits to an account over the chosen period

*result.Insights.FraudDetection.CreditActivityTrend*

**Debit Activity Trend**

This represents the trend of debits from an account over the chosen period

*result.Insights.FraudDetection.DebtActivityTrend*

**Income Detected**

This shows if the customer is self-employed or works for a company. This type of information is beneficial when performing a credit analysis.

*result.Insights.FraudDetection.IncomeDetected*

**List of Loan Fees Transactions**

A list of fee transactions from a loan

*result.Insights.FraudDetection.ListofLoanFEEStransactions*

**List of NSF Transactions**

A list of NSF transactions

*result.Insights.FraudDetection.ListofNSFtransactions*

**List of Stop Payment Transactions**

A list of SPT transactions

*result.Insights.FraudDetection.ListofStopPYMTtransactions*

**Operation Balance Trend**

It represents the trend balance to account over the chosen period. It could be either Increasing/Decreasing/Consistent

*result.Insights.FraudDetection.OperationBalanceTrend*

**Cash Flow Record**

This represents the result of positive or negative balance for a timeframe

*result.Insights.FreeCashFlow\.CashFlowRecord*

**Current Chequing Balance**

This represents the latest balance from a chequing account

*result.Insights.FreeCashFlow\.CurrentChequingBalance*

**Current Operations Balance**

This represents the latest balance considering checking and savings accounts

*result.Insights.FreeCashFlow\.CurrentOperationsBalance*

**Large Transaction**

This represents the largest debit transaction in a given timeframe

*result.Insights.FreeCashFlow\.LargeTransaction*

**Recurring Payments**

The total amount of recurring payments

*result.Insights.FreeCashFlow\.RecurringPayments*

**Top Five Recurring Payments**

The top 5 recurring payments

*result.Insights.FreeCashFlow\.TopFiveRecurringPayments*

**Average Government Income**

Average Government Income

*result.Insights.NonEmployerInfo.AverageGovernmentIncome*

**Average Non Employer Income**

Average Non Employer Income

*result.Insights.NonEmployerInfo.AverageNonEmployerIncome*

**Average Saving And Investment Income**

Average Saving And Investment Income

*result.Insights.NonEmployerInfo.AverageSavingAndInvestmentIncome*

**Non Employment Income Trend**

Non Employment Income Trend

*result.Insights.NonEmployerInfo.NonEmploymentIncomeTrend*

**Total Government Income**

Total Government Income

*result.Insights.NonEmployerInfo.TotalGovernmentIncome*

**Total Non Employer Income**

Total Non Employer Income

*result.Insights.NonEmployerInfo.TotalNonEmployerIncome*

**Total Saving And Investment Income**

Total Saving And Investment Income

*result.Insights.NonEmployerInfo.TotalSavingAndInvestmentIncome*

**Total Expenses Over Total Salaries**

It represents the total expense percentage over the total salary amount in a given period of time

*result.Insights.SalaryAnalysis.MortgagePercentageOverSalary*

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