Insights

Insights offers you a holistic view of various customer trends and allow you to assess any risks that might be present quickly.

Average Salary Received

This represents the average salary received from an employer for a given period

result.Insights.EmployerInfo.AverageAmount

Payment Frequency

This is the frequency of days between the salaries payments

result.Insights.EmployerInfo.Frequency

Income Trend

This represents the trend of deposits to an account. It can increase, decreasing, or remain consistent

result.Insights.EmployerInfo.IncomeTrend

Employer Name

The name of the employer(s)

result.Insights.EmployerInfo.Name

Total Employment Income

This represents the total salary paid by an employer for a given period

result.Insights.EmployerInfo.TotalEmploymentIncome

Account Age Days

This represents the number of days since the account was opened at a banking institution

result.Insights.FraudDetection.AccountAgeDays

Average Operations Balance

This amount represents the average balance found in accounts connected through aggregation. This amount is only updated when a user connects through aggregation.

result.Insights.FraudDetection.AverageOperationsBalance

Chequing Account - Days With Negative Balances

The number of days the account was negative in a given period of time. Note that this can only be viewed with chequing accounts.

result.Insights.FraudDetection.CheckingsDaysWithNegativeBalance

Count Loan Fees and Charges

The number represents the count of all loan fines, for example, late payment fees for the chosen period

result.Insights.FraudDetection.CountLoanFeesAndCharges

Count NSF Fee

The number of times a non-sufficient funds (NSF) fee was charge to the account

result.Insights.FraudDetection.CountNsfFee

Count Stop Payment

The number of times a stop payment fee was charged to the account in order to stop a check or automated payment from occurring

result.Insights.FraudDetection.CountStopPayment

Credit Activity Trend

It represents the trend of credits to an account over the chosen period

result.Insights.FraudDetection.CreditActivityTrend

Debit Activity Trend

This represents the trend of debits from an account over the chosen period

result.Insights.FraudDetection.DebtActivityTrend

Income Detected

This shows if the customer is self-employed or works for a company. This type of information is beneficial when performing a credit analysis.

result.Insights.FraudDetection.IncomeDetected

List of Loan Fees Transactions

A list of fee transactions from a loan

result.Insights.FraudDetection.ListofLoanFEEStransactions

List of NSF Transactions

A list of NSF transactions

result.Insights.FraudDetection.ListofNSFtransactions

List of Stop Payment Transactions

A list of SPT transactions

result.Insights.FraudDetection.ListofStopPYMTtransactions

Operation Balance Trend

It represents the trend balance to account over the chosen period. It could be either Increasing/Decreasing/Consistent

result.Insights.FraudDetection.OperationBalanceTrend

Cash Flow Record

This represents the result of positive or negative balance for a timeframe

result.Insights.FreeCashFlow.CashFlowRecord

Current Chequing Balance

This represents the latest balance from a chequing account

result.Insights.FreeCashFlow.CurrentChequingBalance

Current Operations Balance

This represents the latest balance considering checking and savings accounts

result.Insights.FreeCashFlow.CurrentOperationsBalance

Large Transaction

This represents the largest debit transaction in a given timeframe

result.Insights.FreeCashFlow.LargeTransaction

Recurring Payments

The total amount of recurring payments

result.Insights.FreeCashFlow.RecurringPayments

Top Five Recurring Payments

The top 5 recurring payments

result.Insights.FreeCashFlow.TopFiveRecurringPayments

Average Government Income

Average Government Income

result.Insights.NonEmployerInfo.AverageGovernmentIncome

Average Non Employer Income

Average Non Employer Income

result.Insights.NonEmployerInfo.AverageNonEmployerIncome

Average Saving And Investment Income

Average Saving And Investment Income

result.Insights.NonEmployerInfo.AverageSavingAndInvestmentIncome

Non Employment Income Trend

Non Employment Income Trend

result.Insights.NonEmployerInfo.NonEmploymentIncomeTrend

Total Government Income

Total Government Income

result.Insights.NonEmployerInfo.TotalGovernmentIncome

Total Non Employer Income

Total Non Employer Income

result.Insights.NonEmployerInfo.TotalNonEmployerIncome

Total Saving And Investment Income

Total Saving And Investment Income

result.Insights.NonEmployerInfo.TotalSavingAndInvestmentIncome

Total Expenses Over Total Salaries

It represents the total expense percentage over the total salary amount in a given period of time

result.Insights.SalaryAnalysis.MortgagePercentageOverSalary