---
description: >-
  Insights offers you a holistic view of various customer trends and allow you
  to assess any risks that might be present quickly.
---

# Insights

**Average Salary Received**

This represents the average salary received from an employer for a given period

_result.Insights.EmployerInfo.AverageAmount_

**Payment Frequency**

This is the frequency of days between the salaries payments

_result.Insights.EmployerInfo.Frequency_

**Income Trend**

This represents the trend of deposits to an account. It can increase, decreasing, or remain consistent

_result.Insights.EmployerInfo.IncomeTrend_

**Employer Name**

The name of the employer(s)

_result.Insights.EmployerInfo.Name_

**Total Employment Income**

This represents the total salary paid by an employer for a given period

_result.Insights.EmployerInfo.TotalEmploymentIncome_

**Account Age Days**

This represents the number of days since the account was opened at a banking institution

_result.Insights.FraudDetection.AccountAgeDays_

**Average Operations Balance**

This amount represents the average balance found in accounts connected through aggregation. This amount is only updated when a user connects through aggregation.

_result.Insights.FraudDetection.AverageOperationsBalance_

**Chequing Account - Days With Negative Balances**

The number of days the account was negative in a given period of time. Note that this can only be viewed with chequing accounts.

_result.Insights.FraudDetection.CheckingsDaysWithNegativeBalance_

**Count Loan Fees and Charges**

The number represents the count of all loan fines, for example, late payment fees for the chosen period

_result.Insights.FraudDetection.CountLoanFeesAndCharges_

**Count NSF Fee**

The number of times a non-sufficient funds (NSF) fee was charge to the account

_result.Insights.FraudDetection.CountNsfFee_

**Count Stop Payment**

The number of times a stop payment fee was charged to the account in order to stop a check or automated payment from occurring

_result.Insights.FraudDetection.CountStopPayment_

**Credit Activity Trend**

It represents the trend of credits to an account over the chosen period

_result.Insights.FraudDetection.CreditActivityTrend_

**Debit Activity Trend**

This represents the trend of debits from an account over the chosen period

_result.Insights.FraudDetection.DebtActivityTrend_

**Income Detected**

This shows if the customer is self-employed or works for a company. This type of information is beneficial when performing a credit analysis.

_result.Insights.FraudDetection.IncomeDetected_

**List of Loan Fees Transactions**

A list of fee transactions from a loan

_result.Insights.FraudDetection.ListofLoanFEEStransactions_

**List of NSF Transactions**

A list of NSF transactions

_result.Insights.FraudDetection.ListofNSFtransactions_

**List of Stop Payment Transactions**

A list of SPT transactions

_result.Insights.FraudDetection.ListofStopPYMTtransactions_

**Operation Balance Trend**

It represents the trend balance to account over the chosen period. It could be either Increasing/Decreasing/Consistent

_result.Insights.FraudDetection.OperationBalanceTrend_

**Cash Flow Record**

This represents the result of positive or negative balance for a timeframe

_result.Insights.FreeCashFlow.CashFlowRecord_

**Current Chequing Balance**

This represents the latest balance from a chequing account

_result.Insights.FreeCashFlow.CurrentChequingBalance_

**Current Operations Balance**

This represents the latest balance considering checking and savings accounts

_result.Insights.FreeCashFlow.CurrentOperationsBalance_

**Large Transaction**

This represents the largest debit transaction in a given timeframe

_result.Insights.FreeCashFlow.LargeTransaction_

**Recurring Payments**

The total amount of recurring payments

_result.Insights.FreeCashFlow.RecurringPayments_

**Top Five Recurring Payments**

The top 5 recurring payments

_result.Insights.FreeCashFlow.TopFiveRecurringPayments_

**Average Government Income**

Average Government Income

_result.Insights.NonEmployerInfo.AverageGovernmentIncome_

**Average Non Employer Income**

Average Non Employer Income

_result.Insights.NonEmployerInfo.AverageNonEmployerIncome_

**Average Saving And Investment Income**

Average Saving And Investment Income

_result.Insights.NonEmployerInfo.AverageSavingAndInvestmentIncome_

**Non Employment Income Trend**

Non Employment Income Trend

_result.Insights.NonEmployerInfo.NonEmploymentIncomeTrend_

**Total Government Income**

Total Government Income

_result.Insights.NonEmployerInfo.TotalGovernmentIncome_

**Total Non Employer Income**

Total Non Employer Income

_result.Insights.NonEmployerInfo.TotalNonEmployerIncome_

**Total Saving And Investment Income**

Total Saving And Investment Income

_result.Insights.NonEmployerInfo.TotalSavingAndInvestmentIncome_

**Total Expenses Over Total Salaries**

It represents the total expense percentage over the total salary amount in a given period of time

_result.Insights.SalaryAnalysis.MortgagePercentageOverSalary_

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