# Zum Rails ## Zūm Rails - [Introduction](https://docs.zumrails.com/readme.md) - [Your Zum Rails Account](https://docs.zumrails.com/getting-started/your-zum-rails-account.md) - [Developer Quickstart](https://docs.zumrails.com/getting-started/quickstart.md) - [Introduction](https://docs.zumrails.com/payments/introduction.md) - [Payment Rails](https://docs.zumrails.com/payments/payment-rails.md): This page outlines various payment methods available in the US and Canada. - [Bank Payments](https://docs.zumrails.com/payments/bank-payments.md): Introduction to bank payments - [EFT](https://docs.zumrails.com/payments/bank-payments/eft.md): Introduction to Electronic Fund Transfers (EFTs) transactions - [ACH](https://docs.zumrails.com/payments/bank-payments/ach.md): Introduction to Automated Clearing House (ACH) transactions - [RTP/FedNow](https://docs.zumrails.com/payments/bank-payments/rtp-fednow.md): Introduction to RTP and FedNow payment methods - [Interac e-Transfer](https://docs.zumrails.com/payments/interac-e-transfer.md): Introduction to Interac e-Transfer - [Send & Request](https://docs.zumrails.com/payments/interac-e-transfer/send-and-request.md): Sending and Requesting funds using Interac E-Transfer - [Review Transactions](https://docs.zumrails.com/payments/interac-e-transfer/review-transactions.md) - [Card Payments](https://docs.zumrails.com/payments/card-payments.md): Introduction to Card payments - [Visa Direct](https://docs.zumrails.com/payments/card-payments/visa-direct.md) - [Credit Card](https://docs.zumrails.com/payments/card-payments/credit-card.md) - [Push-to-debit](https://docs.zumrails.com/payments/card-payments/push-to-debit.md): Available only to US customers - [Introduction](https://docs.zumrails.com/tokenization/introduction.md) - [How it Works](https://docs.zumrails.com/tokenization/how-it-works.md) - [Zūm Connect](https://docs.zumrails.com/tokenization-1/zum-connect.md): Learn how to use the Connect URL at Zūm Rails - [Overview](https://docs.zumrails.com/invoices-subscriptions/overview.md) - [Products](https://docs.zumrails.com/invoices-subscriptions/products.md) - [Invoices](https://docs.zumrails.com/invoices-subscriptions/invoices.md) - [Subscriptions](https://docs.zumrails.com/invoices-subscriptions/subscriptions.md) - [Overview](https://docs.zumrails.com/data-aggregation/overview.md): High-level view of the process and the steps to use the aggregation services successfully. - [Use Cases](https://docs.zumrails.com/data-aggregation/use-cases.md) - [Supported Institutions](https://docs.zumrails.com/data-aggregation/supported-institutions.md) - [Data](https://docs.zumrails.com/data-aggregation/data.md) - [How it works](https://docs.zumrails.com/data-aggregation/how-it-works.md) - [Connector Configuration](https://docs.zumrails.com/data-aggregation/connector-configuration.md) - [Testing](https://docs.zumrails.com/data-aggregation/testing.md) - [Overview](https://docs.zumrails.com/insights/overview.md) - [Income](https://docs.zumrails.com/insights/income.md): Income allows you to see the various ways your customers receive credits to their accounts. From government deposits to bi-weekly payments, you can track the financial health of your customers. - [Expenses](https://docs.zumrails.com/insights/expenses.md): Expenses give you an in-depth view of your customers’ spending habits and what they might be more inclined to indulge in regularly. - [Insights](https://docs.zumrails.com/insights/insights.md): Insights offers you a holistic view of various customer trends and allow you to assess any risks that might be present quickly. - [Brand Customization](https://docs.zumrails.com/brand-customization/brand-customization.md) - [Overview](https://docs.zumrails.com/api-reference/overview.md) - [Authentication](https://docs.zumrails.com/api-reference/authentication.md) - [Users](https://docs.zumrails.com/api-reference/users.md) - [Cards](https://docs.zumrails.com/api-reference/cards.md) - [Transactions](https://docs.zumrails.com/api-reference/transactions.md) - [Funding Source](https://docs.zumrails.com/api-reference/funding-source.md) - [Products](https://docs.zumrails.com/api-reference/products.md) - [Product Prices](https://docs.zumrails.com/api-reference/product-prices.md) - [Invoices](https://docs.zumrails.com/api-reference/invoices.md) - [Subscriptions](https://docs.zumrails.com/api-reference/subscriptions.md) - [Aggregation](https://docs.zumrails.com/api-reference/aggregation.md) - [Insights](https://docs.zumrails.com/api-reference/insights.md): Follow this documentation to see what are the endpoints you can call to get all about Insights. - [Wallets](https://docs.zumrails.com/api-reference/wallets.md) - [Credit Trade Reports](https://docs.zumrails.com/api-reference/credit-trade-reports.md): Credit Trade Reports are sent to the credit bureau's monthly. - [Operations](https://docs.zumrails.com/api-reference/operations.md) - [Transaction Limits](https://docs.zumrails.com/api-reference/operations/transaction-limits.md) - [Review Transactions](https://docs.zumrails.com/api-reference/operations/review-transactions.md) - [Daily Auto-Withdrawal Summary](https://docs.zumrails.com/api-reference/operations/daily-auto-withdrawal-summary.md) - [Webhooks](https://docs.zumrails.com/api-reference/webhooks.md) - [Errors](https://docs.zumrails.com/api-reference/errors.md) - [Idempotency](https://docs.zumrails.com/api-reference/idempotency.md) - [Country & Region Codes](https://docs.zumrails.com/api-reference/country-and-region-codes.md) - [Encryption](https://docs.zumrails.com/api-reference/encryption.md): To protect sensitive data, our API support certain fields to be encrypted before transmission. This page explains how to encrypt data using RSA 2048-bit with OAEP padding and SHA-256. - [Checklist](https://docs.zumrails.com/go-live/checklist.md) - [Loan disbursement](https://docs.zumrails.com/recipes/loan-disbursement.md): This is a step by step tutorial on how you can use Zūm Rails to disburse a new loan payment - [Visa Direct + 3D Secure](https://docs.zumrails.com/recipes/visa-direct-+-3d-secure.md): This is a step by step tutorial on how you can use Zūm Rails to implement 3D Secure into payment collections made with the Visa Direct payment rail. - [Prepaid Card issuance](https://docs.zumrails.com/recipes/prepaid-card-issuance.md): This is a step by step tutorial on how you can use Zūm Rails to complete card onboarding and card issuance. - [Secured Credit Card issuance](https://docs.zumrails.com/recipes/secured-credit-card-issuance.md): This is a step by step tutorial on how you can use Zūm Rails to complete card onboarding and card issuance for Secured Credit Card. - [Release Notes](https://docs.zumrails.com/release-notes.md) - [Changelog](https://docs.zumrails.com/changelog.md) - [Support](https://docs.zumrails.com/support.md) --- # Agent Instructions This documentation is published with GitBook. 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