Payment Rails
This page outlines various payment methods available in the US and Canada.
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This page outlines various payment methods available in the US and Canada.
Last updated
Was this helpful?
Electronic funds transfer between banks
1-3 business days
Yes
Yes
Same-day electronic funds transfer between banks
1 business day
Yes
Yes
Instant funds transfer to banks
Instant
Yes
No
Debit Card
Funds transfer through debit cards
Instant
Yes
No
Credit Card
Collect funds through credit cards
Instant
No
Yes
For Standard and Same-day ACH debit transactions, additional hold times might apply depending on the risk.
Electronic funds transfer between banks
3 times a day
Yes
Yes
Online e-transfers, user receives an e-mail or SMS
Immediately
Yes
Yes
Visa Direct
Visa rails to send and pull funds directly to visa debit card
Immediately
Yes
Yes
Credit Card
Credit Card payments/checkout to collect funds
Immediately
No
Yes