Testing
Nothing blocks you from testing with a live card, but we recommend using the Zūm Rails Test Institution.
- If you are using the Connector without a javascript library, you must specify
the parameter
testinstitution=truein the url. - If you are using the javascript library, you must pass the property
testinstitution:truein the options parameter.
By doing the configuration above, the first institution on the list will be Zūm Rails Test Institution.
Happy path without security question#
| Username | Password |
|---|---|
| zum | rails |
Security question single answer#
This option is used with institutions that prompt a one-time verification
code/SMS, or a single question, for example:
What is the name of your first pet? or Confirm your identity on your phone
| Username | Password |
|---|---|
| zumquestionwithsingleanswer | rails |
Security question with multiple choices and a single answer#
This option is used with institutions that prompt SMS or Email verification when they give a list of options to send the verification code.
| Username | Password |
|---|---|
| zummultiplechoicequestionwithsingleanswer | rails |
Security question with multiple options#
This option is used with institutions that prompt SMS or Email verification when they give a list of phones and a list of options (SMS/Phone Call/Email) to send the verification code.
| Username | Password |
|---|---|
| zumsendtooptions | rails |
Security question with image data#
This option is used with institutions that prompt an image verification, for example:
An image will be displayed with the question: Who is this guy?
| Username | Password |
|---|---|
| zumImageData | rails |
info
If the question does not provide enough information for the correct answer, please respond with correct.
Security question with image options#
This option is used by institutions that require image verification. For example,
a prompt like Please select your favorite actor will be displayed along with a group of images.
The user must select the correct image based on the prompt to proceed.
| Username | Password |
|---|---|
| zumImageOptions | rails |
info
If the question does not provide enough information for the correct answer, please follow these guidelines:
- If there are repeated images, select the single unique image as the correct answer.
- If there are no repeated images, select the top left image as the correct answer.
Multiple security questions with single answer#
This option is used by institutions that prompt multiple questions with a single answer for each question.
For example, two questions might be displayed: What city were you born in? and What is your mother's maiden name?
The user must answer all the questions to proceed.
| Username | Password |
|---|---|
| zumMultipleQuestionsWithSingleAnswer | rails |
info
If the question does not provide enough information for the correct answer, please respond with correct.