Introduction

Learn how to use the Connect URL at Zūm Rails

Welcome to the Zūm Rails Card Issuance Documentation. Our card issuance capabilities enable Canadian partners and customers to create, manage, and monitor virtual payment cards in real time. With our white-label solutions and APIs, you can issue virtual and physical cards, configure card details, manage funding, and handle cardholder information with ease.

Key Features

• Effortless Integration: Our intuitive APIs and SDKs make it easy to incorporate the Zūm prepaid Mastercard into your application, ensuring a seamless user experience.

• Zūm KYC: Simple, compliant onboarding for your customers.

• Plug & Play Customer Experience: Use Zūm’s Cardholder Portal to give your customers access to their card information and enable self-service card management. Alternatively, access all this information via API and build it into your own frontend experience. Zūm handles full Card Program Management—including program oversight, fraud monitoring, compliance, cardholder agreements, digital and plastic card issuance, and chargeback oversight.

• Fully Compliant: Zūm Rails is Level 1 PCI compliant, so you don’t have to be. Our SDKs tokenize card numbers to keep your cardholders’ data secure.

• Tailored to Your Business: Customize the card design, platform, and cardholder interface to match your brand.

• Revenue Generating: Ask our sales team for a demo of the Zūm prepaid Mastercard and learn how you can start earning interchange revenue from card usage.

There are two ways to use Zūm Rails Card Issuance services to meet your business and end-client needs:

• Zūm Rails White-Label Solution

• Zūm Rails API Solution

Zūm Rails White-Label

With the Zūm Rails White-Label solution, you gain access to the Zūm Rails administrative portal to manage your card program. You’ll also receive an online card application for identity documentation collection and verification, an end-user cardholder portal, cardholder support, and access to the Zūm Rails payment gateway for card loading and unloading.

Zūm Rails API

The Zūm Rails API solution allows you to instantly issue cards and access card profile information and transaction data to effectively manage your card program. To view the most up-to-date and detailed Zūm Rails Card Issuance API specifications in one document, click here.