Introduction

Learn how to use the Connect URL at Zūm Rails

Welcome to Zūm Rails Card Issuance Documentation.

Our card issuance capabilities allow our Canadian Partners and Customers to create, manage, and monitor virtual payment cards in real-time. Our white-label capabilities and APIs provide the functionality required for issuing virtual and physical cards, configuring card details, card funding and managing cardholder information.

Key Features

• Effortless Integration: Our intuitive APIs and SDKs make it easy to incorporate Zūm prepaid Mastercard into your application, ensuring a seamless user experience.

• Zūm KYC: for simple, compliant onboarding.

• Plug & Play Customer Experience: Leverage Zum’s Cardholder Portal, allow your customers to see all of their cardholder information and complete their own self-service for card management. Alternatively, leverage all this information via API into your own frontend experience. Zūm provides all Card Program Management (card program oversight, fraud, compliance, cardholder agreements, digital and plastic card issuance and chargeback oversight).

• Fully Compliant: Zūm Rails is level 1 PCI compliant so that you do not need to be. Leverage Zūm’s SDKs so that card numbers are tokenized keeping your cardholders’ card information masked. Zūm provides all Card Program Management.

• Tailored to Your Business: Customize the card, our platform and cardholder screens to align with your brand.

• Revenue Generating: Ask our sales team for a demo of the Zūm prepaid Mastercard and how you can start earning interchange revenue on card sales.

There are two ways you can use our Card Issuance services for your business and end client needs:

1. Zūm Rails White-Label Solution

2. Zūm Rails API Solution

Zūm Rails White-Label

Through the Zūm Rails White-Label solution, you’ll be provided access to the Zum Rails administrative portal to manage the card program and be given an online card application for identity documentation collection and verification, end cardholder portal, cardholder support, and Zum Rails payment gateway for card load and unload.

Zūm Rails API

The Zum Rails API solution, allows you to instantly issue cards and access card profile information and transaction data to effectively manage the card program. To view the most up-to-date and detailed Zum Rails Card Issuance API specifications in one document, click here.